Wendy Wells

Loan Consultant | NMLS: 254875

Buying a home—or refinancing the one you already love—is one of the biggest financial decisions you'll ever make. My goal is simple: to help you reach the closing table feeling informed, confident, and excited—not overwhelmed or confused.

For more than 30 years, I've been helping clients throughout California navigate the mortgage process with honest advice, personalized guidance, and a commitment to making financing easier to understand. Before becoming a Mortgage Loan Originator, I spent nearly a decade working behind the scenes as a loan processor and warehouse funder—experience that still helps me anticipate challenges, solve problems early, and create a smoother experience for my clients.

Whether you're buying your first home, moving into your next home, refinancing, investing, or planning for retirement, my philosophy is simple: educate first, never pressure. I believe you deserve more than just an interest rate—you deserve someone who will take the time to explain your options, answer your questions, and help you make the decision that's right for you.

Although I've proudly called Nevada County home for more than 45 years, I help clients finance homes throughout California while bringing the personalized service of a local mortgage company to every transaction.

One of the most rewarding parts of my career has been helping multiple generations of the same families. There's something pretty special about receiving a call from the son or daughter of a past client who says, "Mom and Dad told me to call you."

Outside of the office, you'll usually find me spending time with my husband, Lee, enjoying everything our beautiful Sierra foothills have to offer, staying active, experimenting in the kitchen, or laughing at the daily adventures of our tiny Chihuahua, Lucky, and our giant cat, Bitey (don't let the name fool you—he's a sweetheart).

Whether you're ready to buy today or simply have questions about your options, I'd be honored to help.